We are the primary Supply Chain Finance provider in Kosovo.

At Zvilo Factor, we provide liquidity across the supply chain by unlocking working capital. With our streamlined process, which leverages our cutting-edge, cloud-based technology, we ensure the secure transfer of payments quickly.

Start taking control of when you get paid today. It’s that simple.

Supplier Benefits

Access to Cash

Invoices can be cashed once goods have been delivered and confirmed.

No Wait

Get paid within 36 hours of submitting an invoice for financing and eliminate the long waiting period of up to 90 days.

No Risk

No risk involved if an invoice is not paid or there are payment delays.

Meet the Team

AHMET MORINA

Executive & Director

AGC Faktor, Advance Global Capital, CFE Finance

VISAR DRAGIDELLA

Chief Credit Officer

Banka Ekonomike SH.A., Raiffeisen Bank Kosova, United Nations

EDONA XHAMBAZI

Head of Operations

AGC Faktor, MFI’s Association in Kosovo, World Health Organization, Procredit Bank

ELONA OSMANI

Accounting Manager

AI Global Advisors, AGC Faktor, Kosovo Tax Authority, Certified Accountant

ALEKSANDAR ICHKOV

Marketing & Design Consultant

PollenBee, DON Primus, SM Design, Pulse